Investment in Education is Worth It – Promise!

July 14th, 2014

Millennials are the most educated generation in history, with 19% of those born between the 1980s and early 2000s possessing a bachelor’s degree or higher, and 40% still in school. This sounds excellent on paper – but six months after graduation day when the federal student loan grace period ends and repayment begins, millennials begin […]

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Happy 4th of July from Moran Law!

July 3rd, 2014

This fourth of July, celebrate your financial freedom along with the birth of our great country! The founding fathers wrote bankruptcy into the Constitution to ensure that everyone would have the opportunity to start over – in fact, several founding fathers declared bankruptcy themselves, as did a few beloved U.S. Presidents. Bankruptcy is nothing to […]

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Senate Proposal Would Make Private Student Loans Dischargeable in Bankruptcy

July 2nd, 2014

Currently, you cannot discharge any student loan debt in a bankruptcy. That means you are saddled with student debt, both private and federal, until it is paid off or until you die. However, a proposal introduced by Sen. Tom Harkin (D-Iowa), chair of the Senate Health, Education, Labor & Pension Committee, as part of a larger […]

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Stop a Wage Garnishment

June 3rd, 2014

Wage garnishment can be extremely burdensome. If a creditor has won a judgment against you, meaning that they have successfully sued you for non-repayment of debt, your wages may be garnished. This means your employer must withhold up to as much as 25% of your disposable earnings and give that money directly to the creditor, […]

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Retail Store Credit Cards

May 28th, 2014

If a cashier at a department store finishes ringing you up and asks if you’d like to save 10% on your purchase by opening a credit account, what should you do? “I shop here all the time,” you think to yourself. “It would be worth it to get discounts on purchases!” Not necessarily- let us […]

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Detroit Michigan Bankruptcy
Detroit Michigan Bankruptcy

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